Finance Department

Learn About Ford Financing Near Newton, KS

When you're ready to get a new car, you probably have many questions. Finding the perfect model to suit your lifestyle can be a challenge in itself, but one of the biggest concerns many of our Wichita, KS, customers often have is financing their new vehicle.

At Hillsboro Ford, our staff can make the entire process from choosing their ideal Ford vehicle to determining which type of financing is most beneficial for your unique circumstances. To help make things more clear. Read on for a general summary of the differences between buying and leasing and what sets our Ford finance team apart.

Leasing Basics

These days, more and more drivers are choosing to lease a new vehicle. One of the primary benefits of this financing method is the significant savings it can deliver in both monthly payments and maintenance costs. A lease contract is an agreement to cover the cost of depreciation a vehicle undergoes.

So, you can expect your payment to be lower than if you were buying the vehicle. It is possible to purchase your leased model at the end of the term if you choose. Keep in mind that most leases contain mileage limits, meaning you could face a penalty if you exceed your contract's mileage terms. In addition, there may also be a provision regarding the condition of your leased model.

If you don't usually put excess wear and tear on your vehicles, this isn't likely an issue for you. Finally. Leasing makes end-of-contract a breeze with no need to concern yourself about selling or trading in your model. You simply return it to our dealership when your lease ends.

Buying Benefits

Other Wichita, KS consumers appreciate the equity buying a vehicle provides. It can also be quite satisfying to know you can one day drive payment-free. Making the final payment on a car can certainly be a cause for celebration.

Also, when you own a vehicle, it's yours to drive as you please. There are no mileage restrictions or condition requirements, so you won't need to concern yourself about such contract limitations. Feel free to take a cross-country road trip or upgrade your ride.

This is a privilege of ownership that lots of our customers prefer. Another advantage is the ability to sell or trade your vehicle whenever you choose without penalty.

Reasons to Finance with Us

We're proud to have earned a reputation for providing hassle-free and supportive financing to our customers. You won't get any high-pressure sales tactics from us, and our finance associates will be sure you understand each step of the process. We want you to feel you are well informed about the financial decision you make, and we aim to help you get the kind of financing and terms that are satisfactory to you.

We can provide various finance options because we have formed relationships with multiple lenders. We'll listen to your preferences and needs to recommend the most relevant and appropriate finance terms for your situation.

Apply for Ford Finance Online

We hope this information has eased your mind when it comes to financing your next vehicle. Our finance professionals are here to walk you through the process if you have questions, but you can get started now by applying for Ford financing online at our website.

This is helpful because it lets our finance department assess your information in advance, saving you time when you visit our dealership to shop our inventory and take a test drive. We want to make driving away in your new ride simple and stress-free.

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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